Privacy Policy &
Real Estate Broker Disclosure

Effective Date: December, 2025

This Privacy Policy describes how information is collected, used, and disclosed by Capital Advisors Real Estate (“we,” “our,” or “the Site”). This website provides real estate investing education and Continuing Education (CE)–related content and is operated by Steven Bond, a licensed real estate broker in the State of Utah.
1. Purpose and Scope of This Website
This website exists solely to provide educational content related to real estate investing principles, including frameworks commonly used in professional and Continuing Education settings.
The content presented is intended to:

• Support real estate education

• Encourage analytical thinking and risk awareness

• Provide conceptual frameworks for evaluation and discussion

The Site does not provide:

• Personalized investment advice

• Legal, tax, or accounting advice

• Brokerage services unless separately agreed to in writing

Use of this Site does not create a broker-client, agent-client, fiduciary, or advisory relationship.
2. Utah Real Estate License Disclosure
This Site is operated by:
Steven Bond
Licensed Real Estate Broker – State of Utah
Capital Advisors Real Estate
All real estate–related information on this Site is provided in compliance with Utah real estate licensing laws and rules governing advertising, education, and professional conduct.
Any references to real estate investing strategies, transaction structures, or financial outcomes are:

• General and educational in nature

• Not a solicitation to buy, sell, or invest in real estate

• Not a recommendation for any specific transaction or property

Agency representation is not established through use of this Site and only occurs through a separate, written brokerage agreement.
3. Continuing Education (CE) Disclosure
This Site may reference concepts, frameworks, or materials used in real estate Continuing Education courses.
Unless otherwise expressly stated:

• Content on this Site is supplemental educational material

• Viewing or using the Site does not constitute CE credit

• CE credit is only earned through courses approved by the Utah Division of Real Estate and delivered in compliance with CE requirements

Any CE courses associated with this framework are governed by their own course approval documentation and disclosures.
4. No Guarantee of Outcomes
Real estate investing involves material risk. Outcomes vary based on:

• Market conditions

• Financing terms

• Tax law changes

• Property management

• Investor behavior and discipline

Capital Advisors Real Estate and Steven Bond make no guarantees or representations regarding:

• Cash flow

• Appreciation

• Tax benefits

• Investment returns

• Risk mitigation

Examples used on this Site are illustrative only and should not be relied upon as predictive.
5. Information We Collect
a. Information You Voluntarily Provide

• Name

• Email address

• Phone number

• Information submitted through contact forms or inquiries

b. Automatically Collected Information

• IP address

• Browser type

• Device and operating system

• Pages visited and usage behavior

This information is collected for site functionality, analytics, and educational improvement purposes.
6. How Information Is Used
Information collected may be used to:

• Respond to inquiries

• Provide educational updates or notices

• Improve course materials and site content

• Comply with legal, regulatory, or CE-related obligations

We do not sell, rent, or trade personal information.
7. Information Sharing and Disclosure
Information may be disclosed:

• To trusted service providers (e.g., website hosting, analytics)

• If required by law, subpoena, or regulatory authority

• To protect the rights, property, or safety of Capital Advisors Real Estate, Steven Bond, or others

All disclosures are limited to what is reasonably necessary.
8. Cookies and Analytics
This Site may use cookies or similar technologies to:

• Analyze traffic and engagement

• Improve educational delivery and site performance

Users may manage or disable cookies through browser settings.
9. Third-Party Websites
This Site may link to third-party resources for educational reference. Capital Advisors Real Estate is not responsible for the privacy practices or content of external websites.
10. Utah Consumer Privacy Rights
We comply with applicable Utah consumer protection and privacy laws. Utah residents may request access to or correction of their personal information by contacting us using the information below.
11. Children’s Privacy
This Site is intended for adult users and real estate professionals. We do not knowingly collect information from children under the age of 13.
12. Policy Updates
This Privacy Policy may be updated periodically. Changes will be posted on this page with an updated effective date. Continued use of the Site constitutes acceptance of the revised policy.
13. Contact Information
For questions regarding this Privacy Policy, CE disclosures, or broker status, contact:
Steven Bond
Licensed Real Estate Broker – State of Utah
Capital Advisors Real Estate
Email: steve@capitaladvisorsre.com